Getting Back on After Falling Off the No Spend November Wagon

So almost exactly half-way through the month, we fell off the No Spend November Wagon. Womp Womp. I can’t feel too bad about it though because it was a Baby G kind of expense. Days are getting colder, and it will soon get wetter. It was time for Baby G to get a pair of new winter boots. We tried to do this responsibly by visiting the local Stride Rite store to have her feet measured and eyeball the merchandise on sale. But no cigar. There were no boots on…

Know the Cost of Everything and Everyone You Add to Your Box Of Life

I have often thought of life as a box…No, not a box of chocolates (thanks Forest Gump), but an empty box we are all given at birth that we fill with the stuff of life. It’s the wisdom of how we pick and choose those additions that determines how heavy the box is, and how far we can walk with it. My box, for example, contains an education, a job, education loans, some family members, Mr. Grasshopper, Baby G, a few friends, a house (with a mortgage), a car (fully paid…

Five Ways To Enjoy the Long Slog to Financial Independence

Saving towards achieving early Financial Independence reminds me of my pregnancy. When the “big day” was nine months away, I didn’t think about it. But, by month seven and a half I was a bundle of anxieties, and excitement. Simultaneously, time suddenly began to move veeery slooooowly. I had to learn to enjoy the smaller milestones so that the time warp wouldn’t overwhelm me. This new Journey to Financial Independence requires similar mind tricks. Plugging along with life seemed like no big deal when I assumed I would retire at a ripe old age.…

Does Frugal Living Mean Frugal Giving?

Having Baby Grasshopper has made me feel more plugged into the World. For better or worse, I was a tourist of sorts as a single gal, but mommy-me feels invested in this Earth and my community. I assume this is some sort of biological urge, but it doesn’t seem like a particularly bad one. So, I don’t fight it. As I find myself sniffling and reaching for tissues as a particular injustice catches my attention, I also find myself reaching for my checkbook. I want to help in more concrete ways than…

Make Memories, Not a Dent in the Bank

It is obvious that the Grasshoppers were not on the Financial Independence band wagon when we chose important dates such as birthdays, and anniversaries. With November and December birthdays and a December wedding anniversary, we managed to make a costly season even more financially sapping. But that, I assure myself, is in the past. No more extravagant dinners and expensive birthday presents for this set of bugs. Nope. This year we approach the holiday spending with the same caution and planning as the D-Day Invasion. I am convinced that we can…

Fall Has Flung: Time to Clothe Baby Grasshopper In A Season Appropriate Wardrobe

I looked it up on Google. People other than me say “Spring has Sprung” or some variation of it. Unfortunately, there didn’t seem to be an equivalent for Fall. But there is now …it has flung. And as every parent knows, add a new season to a growing babe and you need clothes – Pronto. Unlike their grown up counterparts who only have to dig out last year’s sweater to be set for the shift in the seasons, little grasshoppers need a whole new wardrobe to keep snug. In the…