Save Money By Being A Producer Instead of A Consumer

Faced with some spare time, I’ve realized it is so much easier to consume vs. produce. And consumption often spends your resources much more quickly than production. Things have been quiet at work for the last couple of weeks. This makes me very twitchy (I like to be busy), and leaves me with hours that I need to occupy. After accomplishing the obvious chores around the house, I was still stumped. So, I created a mental list of the things I could do with my time. Exercise: Go for a walk…

No Shame in Freebies, and Other Reasons to Keep Living Like a College Kid

College-me was penniless, and no free pizza – or free anything really – was safe from me. Working several minimum wage jobs, and limiting college debt propelled me to muscle through undergrad in three years.  Add a little more scrounging during grad school, and you might understand why I felt entitled to live like a “grown up” after I graduated. To me, that meant not penny-pinching, and spreading out my lifestyle to enjoy my generous income. Our newfound Journey to Financial Independence has changed that. If we want to squirrel away all our precious…

Essential Self: A Touchy Feely Post About Accepting “the You”

Go grab your patchouli people because this is going to get a trifle New Age-y. But, while it is  not precisely a financial concept, it does form the underpinnings of my Journey to Financial Independence, and might even be able to help you. The only concept to grasp really is the Essential Self. I think each one of us benefits from knowing the real, boiled down to the basics version of ourselves – warts and all. Once you know about your warts, you don’t have to accept them. You can hack them 🙂 My Essential Self,…