Thermostat Wars: Freezing to A Popsicle In The Quest for Financial Independence

Inspired by the dual urge to save money, and help the environment, Mr. Grasshopper has turned into a thermostat dictator. He is also buoyed by the fact that because of the octogenarian house, he’s the only one who can understand the heating system. As I work from home with my bathrobe over my sweater and jeans, and a hat on my head, I am unable to reverse his evil machinations.   For the purposes of science (and this post), I just asked Mr. G what temperature he keeps the house at. His…

Housecleaning & How I Got Off the Habit Carousel

Grasshopper Confessional: Sooo, when I graduated from school and got my first high paying job, I did not immediately buy a car, or a Gucci purse. Nope. I began to pay for a cleaning service (yes. Maids!) to come to my house and clean for me every two weeks. Decadent. I know. And, I LOVED it. I figured that I was working full-time, and earning a lot of money. Ergo, I was entitled to use my free time to do fun stuff. And “fun stuff” did not (and for the…

Being (A Responsible) Judgy McJudgerson & Keeping Your Friends On the Road to Financial Independence

This is likely the burden of the newly converted everywhere – a zealous urge to spread the WORD! In the recently converted Frugalist, this urge manifests itself in an annoying tendency to tut-tutt our fellow Man’s (and Woman’s) spending habits. Grasshopper Confessional There’s a certain guilty satisfaction to gossiping about the latest financial misstep of a friend or an acquaintance. The Grasshoppers found ourselves doing this over the weekend, and it struck me that (a) it did not make us very good friends, and (b) we were likely doing this to pat…

Love Means Being Able to Say “No” to Expenses

“It is not shameful to admit I cannot afford something my friends/family ask me to do.” Now say that to yourself when you are next asked to be in a wedding (bachelor/bachelorette party, clothes, etc.), celebrate a destination birthday, or simply attend an expensive dinner for a friend’s birthday. We have all said “yes” when we really meant “oh no!” Expenses like these can jettison a carefully crafted budget/savings plan, but we’d rather bite our tongue than admit it. Recently, my amazing family informed me that they would be traveling to Boston in December.…

A Family That Saves Together Stays Together (and Retires Early Together)

Lonesome frugality is – I assume –  like being a solitary nudist; not that much fun. For the longest time, I battled Mr. Grasshopper’s frugality. I saw his inventive ways to cut back as deranged efforts to deny me the comforts I earned, and was happy to pay for myself. I couldn’t visualize the goal; so, the sacrifices seemed too great. It wasn’t until I sat on that dock during our vacation and envisioned a future with Financial Independence that I was able to sign on to purposeful spending. (http://www.grasshopperretiresearly.com/?s=i+am+the+grasshopper) While I still will…

Of Living Purposefully

SMr. Grasshopper and I are learning that we can buy what we want – even luxuries – and travel our path to Financial Independence if we only live and spend purposefully. Last night, excited by the 2016 Presidential campaign, I became convinced that I wanted an overpriced T-Shirt in support of my favorite candidate.  I informed Mr. Grasshopper of my imminent purchase as my stubby digit hovered over the button to finalize the online purchase. He didn’t gush excitedly as I expected him to. He only asked me if I really wanted it, and then meandered…