Love Means Being Able to Say “No” to Expenses

“It is not shameful to admit I cannot afford something my friends/family ask me to do.” Now say that to yourself when you are next asked to be in a wedding (bachelor/bachelorette party, clothes, etc.), celebrate a destination birthday, or simply attend an expensive dinner for a friend’s birthday. We have all said “yes” when we really meant “oh no!” Expenses like these can jettison a carefully crafted budget/savings plan, but we’d rather bite our tongue than admit it. Recently, my amazing family informed me that they would be traveling to Boston in December.…