Five Ways To Enjoy the Long Slog to Financial Independence

Saving towards achieving early Financial Independence reminds me of my pregnancy. When the “big day” was nine months away, I didn’t think about it. But, by month seven and a half I was a bundle of anxieties, and excitement. Simultaneously, time suddenly began to move veeery slooooowly. I had to learn to enjoy the smaller milestones so that the time warp wouldn’t overwhelm me. This new Journey to Financial Independence requires similar mind tricks. Plugging along with life seemed like no big deal when I assumed I would retire at a ripe old age.…

The Frugalist’s Omerta: Who Should You Tell That You’re On A Path to Financial Independence

As I set of on a path towards Early Retirement, I am caught between wanting my friends and family to understand my sudden obsession with frugality, and maintaining my financial privacy. The Code Of Silence Omerta comes to mind. It is – at least according to all those Mafia books I read as a kid – the code of silence; the honor among thieves. No thieves here, but as a traveler on the path to Financial Independence and (hopefully) Early Retirement, I’ve wondered how much, and to whom I can confess my…

A House Is Just A Box For Your Stuff; Live Outside The Box

When we purchased our starter home in 2010, I was convinced that I wanted to “move on up” in three to five years. But six years later, I know I was right to stay put. Something – society? family? my inner keeping-up-with-the-Joneses? – told me that I was supposed to buy a small starter house. Then a bigger house, and a bigger house…until, I assume, I had enough space to play quidditch in my living room. I never really asked myself why I wanted the bigger house. Perhaps I  thought a big home would mean…

A Family That Saves Together Stays Together (and Retires Early Together)

Lonesome frugality is – I assume –  like being a solitary nudist; not that much fun. For the longest time, I battled Mr. Grasshopper’s frugality. I saw his inventive ways to cut back as deranged efforts to deny me the comforts I earned, and was happy to pay for myself. I couldn’t visualize the goal; so, the sacrifices seemed too great. It wasn’t until I sat on that dock during our vacation and envisioned a future with Financial Independence that I was able to sign on to purposeful spending. (http://www.grasshopperretiresearly.com/?s=i+am+the+grasshopper) While I still will…

Cable is Dead! Long Live the Internet!!

Five years after discontinuing our satellite cable television subscription, we could not be happier. Cable is the opiate of the masses. Not only because of the sludge it delivers in the form of programming, but because it foists a precooked entertainment “bundle” on you. Your choice between a relatively low-cost prepackaged “deal” with a few channels, or a more expensive prepackaged “deal” with a lot more channels is really no choice at all. For every channel you actually consume, there are a dozen others that you subsidize even though you never watch them. For…